LTC

Why Long-Term-Care Insurance Falls Short for So Many 

Gaps in coverage and soaring premiums require many children to open their wallets and homes to parents who've paid for policies for decades.

Long-Term-Care Options: What Works?  

There are a lot of moving parts that you can help sort out for your clients and their families. (By Desiree Fisher)

Biden Administration Proposes New Standards to Boost Nursing Home Staffing

At least one registered nurse would have to be on duty at all times under the proposed plan, up from only eight consecutive hours per day now.

Why Life Insurance Shouldn’t Be an Afterthought

Many life insurance policies now include living benefits such as LTC and disability coverage.

Massage Therapists Ease the Pain of Hospice Patients

But families may have difficulty finding them due to school closures, exits from the profession and reliance on volunteer therapists at many hospices..

High Price Tag The Reason Many Advisors Don’t Offer LTC Policies

A new study also shows advisors prefer asset-based LTC policies over traditional LTC insurance.

States Try Easing the Burden of Long-Term Care’s High Cost

Some states want to introduce public LTC programs to address the needs of aging populations rein in swelling Medicaid spending.

Adult Day Centers Can Make Aging in Place Possible

Besides socialization, more than 50% offer healthcare services. Some provide transportation.

Help LGBTQ Seniors Find Safe Housing

Numbering 7 million, they face particular challenges when they want or need to move to senior living.

Long-term Care Needn’t Upend Charitable Goals

Setting up giving strategies today can safeguard charitable-giving dollars from future senior housing and care expenses. (By Jim Ciprich)

Latest News

Industry Groups Oppose New Advisor Best Practices Rule

FSI and others say Nasaa’s rule proposal is confusing and could negatively impact Main Street investors.

Study Reveals Insight into Affluent American Investors’ Mindsets

Key findings of the study include a noticeable decrease in financial security among affluent Americans.

Did ETF Investors Profit from Hamas Attack?

A U.S. professor stands by his research showing there was a spike in short selling of an Israel ETF leading up to the attacks. The Tel Aviv exchange says the research is inaccurate.

Ex-Wells Fargo CEO Sues Bank For $34 Million In Withheld Pay, Stock

The former CEO says the bank canceled stock awards and withheld a bonus he had earned before stepping down.

Black Swan Fears Drive Caution, Plus 60/40 Three-Decade Performance

VIX sees record trading as looming economic and geopolitical risks keep investors cautious about a potential return of volatility.

Carson Group: Still Too Few Women in Wealth Management

Its latest report confirms the industry has made little progress in gender diversity despite a lot of talk.

Supreme Court Seems Wary of SEC’s In-House Tribunals Without Juries

The Supreme Court discussed a case involving a hedge fund manager in which the SEC brought a civil enforcement proceeding that charged he mislead investors.