LTC

AI Creator Aims to Spare Families LTC Nightmare

Prudential is piloting her platform which predicts clients’ future long-term care needs and costs and evaluates funding options.

When Aging in Place is No Longer an Option

Choosing a long-term-care facility is one of the toughest decisions families may need to make. You can help. (By Desiree Fisher)

Can Medicaid Take a Healthy Spouse Hostage?

Selling the family home may not be an option if the sick spouse requires long-term care — unless the couple plans correctly. (By Cathy Sikorski)

‘Financial Ruin Is Baked Into the System’: Readers on the Costs of Long-Term Care

In more than 4,200 comments, readers shared their struggles in caring for spouses, older parents, and grandparents.

Difficult Choices for Some Long-Term Care Policyholders

Thousands of long-term-care insurance customers are being offered a tough choice that's going to cost them no matter which they choose.

Desperate Families Search for Affordable Home Care

Most home care agencies nationwide are for-profit. Hourly charges average $27 and Medicare doesn't cover long-term care.

Why Long-Term-Care Insurance Falls Short for So Many 

Gaps in coverage and soaring premiums require many children to open their wallets and homes to parents who've paid for policies for decades.

Long-Term-Care Options: What Works?  

There are a lot of moving parts that you can help sort out for your clients and their families. (By Desiree Fisher)

Biden Administration Proposes New Standards to Boost Nursing Home Staffing

At least one registered nurse would have to be on duty at all times under the proposed plan, up from only eight consecutive hours per day now.

Why Life Insurance Shouldn’t Be an Afterthought

Many life insurance policies now include living benefits such as LTC and disability coverage.

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Wells Fargo Bond Saleswoman Sues Over ‘Unapologetically Sexist’ Workplace

She said she was told that her mostly male group thought of her as a mere "second income" for her husband.

Mortgage Rates Too Good to Give Up

On a scale not seen in decades, people are paralyzed in homes they may wish to leave. Economists quantify the drastic results for housing.

Majority of America’s 30.4M Peak Boomers are Unprepared for Retirement

The retirement tsunami will trigger a $347 billion increase in entitlement spending and a 7.3% drop in GDP growth, according to an ALI study.

Losing Streak Is Wall Street’s Longest So Far This Year

Stocks suffered their longest losing streak of the year, as geopolitical turmoil rattled Wall Street and investors slashed their bets.

Which Cities Have the Longest and Shortest Commutes?

Taking the car is faster and more expensive than using public transit, the Coast study of 100 U.S. metro areas confirms.

Former Army Financial Counselor Guilty of Defrauding Service-Member Survivors

He manipulated members of at least two dozen Gold Star families into transferring $9.9 million of benefits into accounts he controlled.

What’s Up with U.S. Energy Shares?

U.S. energy shares have soared this year, roughly double the amount of the broader S&P 500 index. Here's why.