College Planning

That Giant College ‘Sticker’ Price Isn’t What Most Students Pay

Fewer students are paying full price than in previous decades, but many don’t know how much they’ll actually pay.

Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen?

A few dozen colleges and universities that reject the vast majority of applicants will probably arrive at this threshold within a few years.

Federal Student Aid Train Wreck Continues to Stress Families

Schools are extending admission acceptance deadlines after receiving months-late, error-plagued financial data from the Department of Education.

Money in College Savings Accounts Can Now Go Toward Retirement

Secure 2.0 allows up to $35,000 in a 529 account to be rolled over to a Roth individual retirement account, but a lot of rules apply.

‘Grandparent Trap’ Becomes ‘Grandparent Loophole’

Thanks to a law effective this year, money from grandparents won't count against the amount students can get for financial aid.

Is College Worth It?

With the high cost of college, more have questioned whether it's worth the price. Tell your clients: For most kids, the answer is still yes.

Will Families Pay Less With Two Students in College? Now, It Depends

The federal financial aid formula says many families should pay a lot more, but some schools may not stick families with higher bills.

Student Loan Forgiveness For Some Clients May Start Next Month

Federal student loan borrowers who took out smaller loan amounts may be eligible for debt cancellation sooner than they anticipated.

Student Loan Borrowers Face Nightmares Reaching Loan Servicers

Student loan borrowers have faced 73-minute wait times, late bills, and incorrect statements from loan servicers, who say penalties announced this month will compound problems.

The Season for 529 Gifting

With gifting on everyone’s mind, now is a great time to discuss 529 plans with clients. Plus a new federal law provides a major incentive for grandparents.

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Stress Is Mounting for Working Women: Deloitte

Burnout is being fueled by inflexible return-to-office mandates coupled with lack of support in the office and at home.

Raymond James Welcomes Tampa, Fla., Financial Advisor With $125M

Sloane Fox and her practice, Sloane Financial Planning in Tampa, Fla., previously were affiliated with Merrill Lynch.

U.S. Annuity Sales Hit First Quarter Record of $113.5B, up 21%

Fixed-rate deferred annuities dominated in the first quarter with $48 billion in sales, 42% of the total annuity market.

Business Groups Sue FTC to Stop Noncompete Ban

The suit called the ban “a vast overhaul of the national economy, and applies to a host of contracts that could not harm competition in any way.”

FTC Issues Ban on Worker Noncompete Clauses

The Federal Trade Commission says employers can no longer, in most cases, stop their employees from going to work for rival companies.

Inspire Investing’s newest faith-based ETF surpasses $100M AUM in 11 days

The new Inspire 500 ETF offers access to U.S. large cap, “biblically screened companies” at the lowest price point available.

Biden Rule Grants Overtime Pay to 4 Million Workers

The new Biden rule goes even further to extend overtime pay than an Obama-era rule that was struck down in court.