College Planning

The Season for 529 Gifting

With gifting on everyone’s mind, now is a great time to discuss 529 plans with clients. Plus a new federal law provides a major incentive for grandparents.

College Prepayment Programs Receive Mixed Grades

They promise big savings but have more restrictions than 529 savings plans and many state programs have struggled.

Student Loan Borrowers Moved to Biden Plan Seeing Wrong Payments

Hundreds of thousands are discovering their monthly payments had been miscalculated, often for higher amounts than they actually owed.

New Student Loan Repayment Options Are Fraught with Land Mines

College borrowers shouldn’t rush to enroll for auto-pay for federal student loans until some of the dust settles.

Student Loan Restart Can Challenge Even the Mass Affluent

Financial advisers can help ease pain for clients who experienced “lifestyle creep” during the federal student loan payment pause.

Student Loan Payments Threaten Retirement for Many Older Americans

Not only young professionals but seasoned employees are feeling the weight of student loan payments, which are resuming in October

New College Aid Rules: Which Assets Count?

For the first time in four decades, big changes were made in college-aid rules. Here’s what clients need to know.

Will Restart of Student Loan Payments Be the Last Straw for Consumers?

It could crimp the economy if a large share of the 27 million borrowers cut back spending simultaneously — with the holiday season coming.

Advisor Helps His Granddaughters Become Independent Women

From accounting and cash flow, tips to essays by Maslow, Dale Carnegie and others, he’s covering all bases.

Avoiding College Loan Traps

Many older parents jeopardize their retirement when they don’t understand how college loan programs work.

Latest News

Industry Groups Oppose New Advisor Best Practices Rule

FSI and others say Nasaa’s rule proposal is confusing and could negatively impact Main Street investors.

Study Reveals Insight into Affluent American Investors’ Mindsets

Key findings of the study include a noticeable decrease in financial security among affluent Americans.

Did ETF Investors Profit from Hamas Attack?

A U.S. professor stands by his research showing there was a spike in short selling of an Israel ETF leading up to the attacks. The Tel Aviv exchange says the research is inaccurate.

Ex-Wells Fargo CEO Sues Bank For $34 Million In Withheld Pay, Stock

The former CEO says the bank canceled stock awards and withheld a bonus he had earned before stepping down.

Black Swan Fears Drive Caution, Plus 60/40 Three-Decade Performance

VIX sees record trading as looming economic and geopolitical risks keep investors cautious about a potential return of volatility.

Carson Group: Still Too Few Women in Wealth Management

Its latest report confirms the industry has made little progress in gender diversity despite a lot of talk.

Supreme Court Seems Wary of SEC’s In-House Tribunals Without Juries

The Supreme Court discussed a case involving a hedge fund manager in which the SEC brought a civil enforcement proceeding that charged he mislead investors.

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