‘Orphan Drug’ Program Leaves Patients’ Pocketbooks At Risk

As a legal battle continues, advocates include a 91-year-old whose drug for a rare muscle disease runs $375,000 a year.

Coming Soon: More Annuities in 401(k) Plans

LIMRA predicts the in-plan annuity market will grow exponentially over the next two years.

Feds Move to Rein In Prior Authorization

Proposed rules would speed up pre-certifications for medical care in a system that now harms and frustrates patients.

Travel Insurance Considerations for Seniors

Travel-related incidents affect all age groups, but seniors need to be more attuned to medical situations when traveling.

Higher Bills Are Leading Americans to Delay Medical Care

The inability to afford medical tests and treatment, a perennial concern in the United States, began emerging as a much more striking issue in 2022.

$2 Million in Investable Assets Leads to Retirement Confidence

But not even 7% of people 60 and over have that saved, says LIMRA. More workers would like guaranteed sources of lifetime income.

U.S. Signs Record Number for Obamacare

More than 16 million Americans signed up for 2023, a jump of more than 12% over 2022 and the highest since the ACA was signed 13 years ago.

One Product Powers Annuity Sales to New Records

Total annuity sales surged to $310.6 billion last year, a 22% increase from 2021 results and 17% higher than the record set in 2008.

Are IUL Insurance Policies Good Retirement Income Tools?

Our columnist has his doubts and will be paying more than $50,000 to test his skepticism. He hopes he is wrong.(By Andy Panko)

Uncertainty and the Cost of Waiting

It's risky to park client money in a six-month CD betting that interest rates will rise, says Matt DiGangi of MassMutual. He offers a different strategy. (Sponsored)

Medicare Marketing Mayhem

Floods of ads promoting a bewildering variety of Medicare Advantage plans have some experts calling for action to rein in insurers.

The Cost of Waiting

Uncertainty may lead to a wait-and-see investment strategy.

Latest News

Analysts: Office Loans May Strain Small Lenders

The CRE market faces headwinds that could hobble small banks. Large metro areas are most at risk from current conditions.

DOL Must Create Retirement Plan Lost and Found

One of the many provisions of Secure Act 2.0 is for the DOL to create a "lost and found" for retirement accounts.

New EP Wealth Scholarship Honors Trailblazing Advisor

The Ballou/EP Wealth scholarship program will support underrepresented groups pursuing CFP certification.

Nationwide: Most Women Think Recession Is Here or Imminent

Close to two-thirds of women believe the United States is in a financial crisis or approaching one, says a Nationwide survey.

Gender Parity Will Take More Than 5 Generations: WEF

An index on women's financial health compiled by Ellevest shows that women in the United States are in their worst financial shape since 2018.

CFP Board, RIA Team Up to Offer Scholarship

The scholarship is intended to encourage students from underrepresented populations to enter the profession.