Annuities

Annuities Are for ‘Everyday Millionaires’ Too

Here’s how and why my dad and I discuss annuities with clients — even though these products often still get a bad rap.

How’s Your Clients’ Reliability of Income?

As clients transition from accumulation to decumulation, a new perspective and lifetime income products can help prevent shortfalls.

Don’t Let Inherited Annuities Overwhelm Grieving Clients

My experience has taught me that this first interaction isn’t about solutions; it’s about listening, educating and presenting options. (By Marguerita Cheng)

The Missing Puzzle Piece for Fearful Retirees

Even wealthy clients who don’t really “need” an annuity, at least on paper, may crave the peace of mind these vehicles bring. (By Howard Sharfman)

Annuity Sales Surge in Q3 2024

The results marked the 16th consecutive quarter of growth, LIMRA reported. Fixed annuities drove overall sales.

U.S. Annuity Sales Surge to Record Highs in 2024

Annuity sales continue to grow in the double digits, says LIMRA. Here's why.

Can Clients Really Afford a More Conservative Asset Mix?

Helping them understand what they should be measuring can lead to better retirement outcomes. (By Ilene Slatko)

Annuities: Criticisms and Rebuttals

For some clients, criticisms of annuities may have some validity. But that doesn’t mean annuities aren’t appropriate for anyone.

Investigating Income

A Rethinking65 writer asked six advisors to tell her how they used an annuity to help a client. Here's what they told her.

This is Not Your Father’s Annuity Industry

The once-sleepy class of financial instruments offered by insurance companies has become a hotbed of growth and change.

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Tariff Volatility Drives Investors to Actively Managed Funds

Analysts say active managers focused on three factors may lead them to outperform the broader market in the months ahead.

Georgia Ponzi Scheme Duped 300 Investors Out of $140M, SEC Alleges

First Liberty Building & Loan started by making bridge loans to businesses but switched to a scam, investigators say.

The One Big Beautiful Bill Offers Opportunities for Advisors, Investors

Financial advisors need to understand these changes to serve their wealthy clients properly.

Being ‘Wealthy’ Harder to Achieve Since 2021

Inflation and soaring costs have raised the amount Americans think it takes to be wealthy. And the number varies by generation.

Vanguard Announces Three New Treasuries-Based ETFs

Vanguard Fixed Income Group now offers 36 fixed income bond ETFs, including 28 index.

Army Ejects 10 Schools from ROTC Program

The move is part of cost-cutting that slashed the workforce of the Army's Cadet Command.

N.J. Is Changing Who Has to Pay the ‘Mansion Tax’

The new state budget also increases the tax, but not as much as the governor wanted.

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