Insurance

As Insurers Issue Denials, Some Patients Run Out of Options

New federal rules won’t prevent insurers from denying payment for recommended treatment, and they apply only to some types of insurance.

Surging Property-Insurance Premiums Leave Retirees Extra Vulnerable

As advisors re-crunch the numbers and suggest less expensive insurance options, some clients are abandoning homes in high-risk locales.

When the Search for a Loved One’s Life Insurance Hits a Dead End

Free online services can locate missing policies, but advisors have plenty of quicker options before resorting to these tools.   

He Had Short-Term Health Insurance. His Colonoscopy Bill: $7,000

Short-term, limited-duration insurance policies do not have to follow rules established under the Affordable Care Act.

How Successful Businessowners Preserve Their Legacy

Irrevocable life insurance trusts (ILITs) are powerful, tax-efficient, and can be especially helpful if the market or a business falter. (By Howard Sharfman)

After Heathrow Debacle: Who Pays for a Ruined Vacation?

Choose the right travel insurance, give yourself enough time and be persistent but nice when fighting for a cancellation refund.

Rural Hospitals Question Whether They Can Afford Medicare Advantage Contracts

Lower reimbursement rates, payment delays and resistance to authorizing patient care have them frustrated with Medicare Advantage.

5 Steps to Help Widows Manage Life Insurance Proceeds

Grieving clients are more likely to make thoughtful, sounder decisions about this payout if you add clarity and build their confidence. (By Kathleen M. Rehl)

Their Physical Therapy Coverage Ran Out Before They Could Walk Again

Private insurers typically limit these sessions to as few as 20 per year, but Medicare and Medicare Advantage tend to be more generous.

In New York, Providers Must Put Patient Costs on the Table

State officials, advocates, and healthcare providers have been engaged in a policy tug-of-war over efforts to protect consumers.

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Seniors Outnumber Children in 11 States and Almost Half of Counties

There are still more kids than older adults, but that difference is shrinking as more boomers hit 65.   

BlackRock Aims to Tap Into Texas Reputation

BlackRock launches an ETF to tap into Texas's growing reputation as a magnet for companies, capital and jobs in the United States.

1 in 3 Baby Boomers Vow to Never Sell Their Home

The reluctance of older homeowners to sell makes it more difficult for younger generations to find a home.

That Unexpected Call From Your Doctor’s Office Could Be a ‘Spoofing’ Scam

Scammers can and do fool caller ID systems to trick seniors and steal their personal information.

RIA Firm’s Rethink of Retirement Investing a Finalist for Research Award

Dunham & Associates whitepaper offers a new approach tailored to increasing life expectancies.

Two Investment Banks Want Out of 20-year-old Settlement

The $1.5 billion settlement with 12 investment banks addressed a scandal over analysts issuing positive research to win business.

Allworth Financial Acquires Two Midwestern Firms

The partnership with Salzinger Sheaff Brock and Sheaff Brock increases Allworth’s AUM and AUA to over $30B

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