Annuities

Annuities Are for ‘Everyday Millionaires’ Too

Here’s how and why my dad and I discuss annuities with clients — even though these products often still get a bad rap.

How’s Your Clients’ Reliability of Income?

As clients transition from accumulation to decumulation, a new perspective and lifetime income products can help prevent shortfalls.

Don’t Let Inherited Annuities Overwhelm Grieving Clients

My experience has taught me that this first interaction isn’t about solutions; it’s about listening, educating and presenting options. (By Marguerita Cheng)

The Missing Puzzle Piece for Fearful Retirees

Even wealthy clients who don’t really “need” an annuity, at least on paper, may crave the peace of mind these vehicles bring. (By Howard Sharfman)

Annuity Sales Surge in Q3 2024

The results marked the 16th consecutive quarter of growth, LIMRA reported. Fixed annuities drove overall sales.

U.S. Annuity Sales Surge to Record Highs in 2024

Annuity sales continue to grow in the double digits, says LIMRA. Here's why.

Can Clients Really Afford a More Conservative Asset Mix?

Helping them understand what they should be measuring can lead to better retirement outcomes. (By Ilene Slatko)

Annuities: Criticisms and Rebuttals

For some clients, criticisms of annuities may have some validity. But that doesn’t mean annuities aren’t appropriate for anyone.

Investigating Income

A Rethinking65 writer asked six advisors to tell her how they used an annuity to help a client. Here's what they told her.

This is Not Your Father’s Annuity Industry

The once-sleepy class of financial instruments offered by insurance companies has become a hotbed of growth and change.

Latest News

See all >>

The ‘New Normal’: LIMRA: U.S. Annuity Sales Hit Record in First Half of 2025

RILA sales drive quarterly record, but a softening market may be on the way, LIMRA warns.

DAFgiving360 Donors Grant $8.9B to Charities During FY 2025

Financial advisors are playing a an increasingly important role as more clients express charitable intentions.

Vanguard Adds Two Titles to its Fixed Income Model Portfolio Lineup

One new offering aims to preserve capital while the other seeks to maximize returns.

Woman Gets Prison for Hiding Over $90M From the IRS in Overseas Accounts

The defendant and her relatives hid the funds in banks in Switzerland, Panama, Israel and Andorra, authorities said.

Social Security Tech Upgrades Reduce Phone Wait Times

Elimination of scheduled maintenance downtime improves online service, the Social Security Administration reports.

PNC Bank Enters Cryptocurrency Market With Coinbase Partnership

Banking clients and institutional investors will be able to buy, hold and sell crypto using Coinbase’s crypto-as-a-service platform.

A Mid-Year Financial Health Check-up Is Essential for HNW Investors

A Chicago wealth advisor offers a checklist of proactive steps to ensure an optimal financial strategy.

© Copyright - Rethinking65