Which credit cards are best for saving money at the gas pumps? As gas prices hover at 37% higher than the historical average, WalletHub has released its editors’ picks for 2025 along with a new survey to gauge consumer sentiment.
Best Gas Credit Cards
The editors’ pick for best gas rewards credit card is the Citi Custom Cash Card, which offers 5% cash back in the user’s top eligible spending category — which can include gas — up to $500 spent each billing cycle (1% back thereafter). New cardholders have the opportunity to earn an initial bonus of $200 if they spend $1,500 in the first 6 months.
The best gas station credit card is the BP Credit Card, which offers a rebate of 15 to 30 cents per gallon at BP with no annual fee, according to WalletHub.
The best card for bonus rewards is the Citi Strata Premier Card, which offers 60,000 bonus points (worth $600 in gift cards or travel rewards at thankyou.com), 3X points for gas, and 1-10X points on other purchases, depending on the purchase category, WalletHub reports.
The best card for small business is the U.S. Bank Business Altitude Connect Visa Signature Card, which offers 60,000 points, up to 4X points on gas, and 1 to 5X points on other purchases, and airport lounge access.
Among the survey’s findings: almost 20% of Americans say that high gas prices are worse than food inflation, and 48% say tariffs on everyday goods will cause them to cut back on driving.
Gas rewards are the preferred way to earn travel rewards, with more than 4 in 5 Americans favoring them over other rewards.
However, 64% fear that the combination of $4 gas, high inflation and tariffs would destroy their finances.
“Consumers are currently facing a lot of obstacles that make it difficult to stick to a reasonable budget, from inflation and tariffs to high gas prices,” WalletHub Editor John Kiernan said in a news release. “Prices at the pump are about 37% higher than average, so people are left with a few options. One option is to drive less, and 48% of people are expecting to do that,” he said.
“Another option is to spend less on non-essentials, but that’s a lot easier said than done. Folks can also seek out savings on gas itself, both by shopping around for the cheapest station and by using a credit card with good gas rewards to pay. Nearly 4 in 5 Americans want gas rewards more than rewards for other travel purchases, and you can save $600+ with the right card,” Kiernan said.
